Two Hip Replacements, a Business, and a Hard Lesson on Cash Flow Resilience
Over the last 14 weeks, I’ve had not one - but two - hip replacements.
Many of our clients and colleagues already know about this, and I want to begin by saying thank you. Your support, patience, and kind words have meant more than I can express.
But I also want to share something deeper - something I believe every business owner, entrepreneur, and leader needs to consider:
What happens to your business - and your cash flow - when you have to step away?
Because the reality is, no matter how experienced you are, no matter how strong your team is, and no matter how well things are going... life happens.
The Wake-Up Call I Didn’t Expect
As a CPA and fractional CFO, I’ve spent decades helping business owners build profitable, sustainable, and scalable companies. I preach preparedness and planning. I help clients avoid cash flow chaos and financial surprises.
But even with all that knowledge, the last three months hit me with a new perspective.
After my first surgery, I expected to bounce back quickly and get back to work. Instead, recovery was slow. Fatigue lingered. Focus wavered. A few weeks later, the second surgery came, and again - I was laid up, mentally and physically.
We had to hit pause on some of our growth plans. Weekly emails to clients and prospects stopped. Projects that normally flowed smoothly slowed down or stalled. My availability to clients became more limited than I liked.
Thankfully, we had systems in place. But it still revealed cracks - and it reminded me how easily even a well-run business can be shaken when the person driving it has to step back.
If You're a Business Owner, Ask Yourself This:
What if you needed to take 4–6 weeks off due to:
✅ A health issue
✅ A family emergency
✅ A burnout recovery
✅ An unexpected opportunity (yes, even the good stuff)
Would your business keep running? Would cash flow hold up? Would your clients be served without disruption?
Or would everything stall—leaving you stressed, playing catch-up, or watching the bank balance shrink while you recover?
The Hidden Cost of Being Essential to Your Business
Being essential to your company may feel like a badge of honor… but in reality, it’s a risk.
A business that depends on you for stability and direction is a fragile business.
What you need instead is a resilient business - one that’s structurally sound, operationally consistent, and financially self-sustaining even when you’re not at 100%.
That’s what we help our clients build through our CFO advisory services.
Here’s What That Looks Like in Practice:
· ⚫ Revenue, Profit & Cash Flow Driver Analysis
· ⚫ Cash Flow Forecasting that plans for disruptions or absentee leadership
· ⚫ Profit Margin Analysis to ensure your business doesn’t bleed cash during slowdown
· ⚫ What-If Scenario Planning for events like extended medical leave, staffing issues, or market downturns
· ⚫ SOP Development so others can step in and lead operations with minimal friction
· ⚫ Real-Time Visibility into key metrics so decisions don’t have to wait on your return
In short: we help business owners build companies that run like companies - not extensions of themselves.
The Bottom Line
Your business should support your life - not the other way around. That includes being able to take time off when life demands it - without everything collapsing in your absence.
If this story resonates with you, it’s probably because you’ve either been through something similar, or you’ve worried about what would happen if it ever did.
Now’s the time to do something about it.
We offer financial and operational clarity that helps businesses scale - and stay stable - no matter what life throws your way.
If you’re interested in exploring how we can help you build a more resilient business, I’d welcome a conversation.
Let’s make sure your business can run without you, so you can live your life without fear of stepping away.
Your Business, Your Success - Powered by Our Solutions.
Cash flow isn’t just about tracking numbers—it’s about understanding the levers you can pull to drive financial stability and long-term success. With the right cash flow strategies in place, you gain control, confidence, and the ability to scale without financial uncertainty. Let’s implement a cash flow system that works for you, not against you.
Power Your Success, by booking a Right Fit call today!
